Genesis Banking Solutions Inc.

The Power Of Success

Entrepreneur is not a job title; it is the state of mind of people who want to alter the future.

Modern business requires that its Consultant be businessman in the best sense of the word—man who knows the ins and outs of the product or service they are selling. Man, who can make an intelligent and effective presentation and most of all, man who have the modern concept of service to the customer. For this reason, Genesis name comes first in the commercial business financing solutions.

For the last 1 year, because of COVID-19 pandemic businesses have had to face the reality of declining revenues and profits. And for those businesses that were slow to react and sluggish in cutting expenses, big losses created upside-down balance sheets, resulting in a deterioration of the company’s net worth. Speciality lenders everywhere have seen increased financing opportunities. But the ever-increasing number of opportunities has been tempered by decreasing credit quality. What do you with a deal that does not fit the standard advance rate box, or when traditional metrics do not provide the usual level of comfort?

Simply thinking outside the credit box is not a solution anymore. Today, the metrics are different. Each deal has its own story, its own drama, and its own challenges.Successful asset-based lenders now have to look beyond the traditional metrics and standard structures, which requires more sophistication and greater expertise. It means that we have to “get under the covers” and look at the intangible metrics, such as the quality of management team, the expertise that they bring to the table, and their ability to execute the deal and strategic plan. Therefore, lenders have to approach transactions in a number of different ways. At Genesis, traditional collateral and financial review is only the beginning.

Financial Restructuring

Financial restructuring presents opportunities to address both short-term and long-term issues facing the company. We draw upon significant knowledge of financing from debtor, lender, and investor perspectives, gained through numerous and diverse experiences. Services include:

• Debt Restructuring -Debt Refinancing and Recapitalization
• Distressed M&A -Valuations

Industry Experience

Genesis has helped companies in the following industries to achieve their financial goals:

• Infrastructure -Real Estate & Construction-Manufacturing-Transportation & Logistics-Wholesale & Distribution
• Healthcare-Hotels and Motels-Retail-Service Firms-Restaurants & Franchise

We listen:

We focus on getting to know your business well so we can quickly provide optimal and realistic financing solutions that meet your needs.

We stand by you all the way.

At Genesis Financial, we have built strong relationships with our clients, and our preferred lenders. You will be in touch with the same people throughout your experience with Genesis and we will continue to be here when, and as, you need us.

• We are sensitive to the needs of your business, suppliers, and your customers.
• We understand what is at stake and your need for fast credit and financing decisions, and we do everything possible to help ensure your success.
• Genesis Banking started consulting practice in 2006. Genesis had a vision to establish a financial consulting services business that would be responsive to the needs of small to medium-sized businesses dealing with and in need of change. There was a demand for a company that could focus on providing businesses with fast, flexible, reliable financing arrangements and cash flow solutions these companies needed to grow and succeed.
• Genesis vision was quickly realized, and the company achieved success in helping various clients obtain their goals, even during the difficult recession we have endured.
• Genesis is a well-respected name in small to middle market corporate turnaround and restructuring. Having successfully arranged financing and restructured many companies in variety of industries.

Clear cut agreement, no surprise:

Genesis is known for success and straightforward agreements that carry minimal fees and one-time retainer. we negotiate better terms and minimum covenants with lenders for your business. Because we believe in simplifying processes and paperwork, our clients find that monitoring requirements are reasonable and predictable. Genesis has earned a reputation for delivering on its promises. You can be confident the financing terms we bring to table are the same as describe in term sheet and commitment letter (some changes may happen considering business).

Other Services :

Turnarounds and Workouts

We help companies facing financial challenges or pressures to address issues that limit profitability or even endanger survival. Our approach emphasizes pragmatic decision making and rapid implementation. Seasoned professionals combine substantive, hands-on experience with the insights of company management to respond to unstable or unpredicted scenarios. A combination of financial and operational expertise gives us an excellent understanding of turnaround issues and we have a proven track record of success for our clients. Accounts

Construction Bond -GST/HST Audit-Tax Audit -R&D Claims (SR&ED)-Government Grants

Interim and Crisis Management

We serve in interim and crisis management roles for clients, acting as chief executive, chief operating, chief financial, or chief restructuring officers or outsource CFO or controller in a wide range of industries. Our professionals leverage their diverse experiences in senior management roles at leading large and middle market businesses to deliver results in critical situations.